Our AI-Powered Workflow
Follow the journey of a loan application through our sophisticated five-bot system, where each agent performs a critical task to ensure a fast, smart, and fair outcome.
Initiates the credit assessment process, validating the initial application data for completeness and consistency.
Gathers and integrates data from multiple sources, including credit bureaus and alternative data providers, to create a holistic applicant profile.
Analyzes the enriched data using advanced machine learning models to calculate the SmartScore, quantifying the applicant's credit risk.
Determines a personalized, risk-adjusted interest rate based on the SmartScore and current market conditions.
Aggregates all analyses to make a final, data-driven credit decision (Approve, Deny, or Refer for manual review).
A Glimpse Into the Future of Credit Scoring
Our roadmap to revolutionize credit assessment and expand financial inclusion globally.
Q3 2025
Closed Pilot Program
Successful pilot with select Credit Union partners, validating model accuracy and multi-agent workflow efficiency.
Q4 2025
Public Launch
Official platform launch and opening of the waitlist for new partners across the US.
Q1 2026
International Expansion
Begin expansion into underserved markets in Latin America and Southeast Asia.
Q2 2026
Platform V2
Launch of enhanced no-code tools and advanced model retraining features.