Transforming Credit Decisions with Responsible AI
Founded by former credit risk leaders and AI experts, LoanIQ is building the future of fair, transparent, and intelligent credit scoring for financial institutions worldwide.
Our Mission
To democratize access to fair credit through transparent, explainable AI that serves both lenders and borrowers. We're making credit decisions faster, more accurate, and accessible to underserved communities.
Our Core Values
These principles guide every decision we make and every product we build.
Transparency First
Every AI decision is explainable and auditable, ensuring complete transparency in credit scoring.
Financial Inclusion
Democratizing access to credit through fair, unbiased AI that serves underserved communities.
Precision & Accuracy
Continuously learning algorithms that improve decision accuracy while reducing risk.
Ethical AI
Rigorous testing for bias and fairness, ensuring responsible AI deployment in finance.
Our Journey
From startup to serving 500+ financial institutions in just four years.
LoanIQ Founded
Started with a mission to transform credit decisions
First Beta Launch
Released AI platform to select financial partners
Series A Funding
Secured $12M to scale our AI technology
500+ Clients
Trusted by credit unions, banks, and fintechs nationwide
Next Generation AI
Launching advanced agentic AI for real-time decisions
Leadership Team
Industry veterans combining decades of credit risk expertise with cutting-edge AI innovation.
Shailesh Tripathi
Founder CEO
15+ years experience in Fintech & Business Intelligence passionate about creating equitable financial systems.
Marcus Rodriguez
CTO
AI/ML expert with background in financial services and risk modeling
Dr. Emily Watson
Chief Data Scientist
PhD in Computational Finance, published researcher in credit risk AI
Ready to Transform Your Credit Process?
Join hundreds of financial institutions already using LoanIQ to make smarter, faster, and fairer credit decisions.