AI That Thinks Like Your
Best Underwriter
Replace months of manual review with AI decisions in seconds. Get transparent scoring, real-time policy updates, and risk assessments that actually improve over time.
Live Credit Analysis
AI-powered real-time assessment
Excellent Risk
+12 pts
Payment
98%
Utilization
23%
History
7.2 yrs
Credit decisions are brokenWe're fixing the $400B problem
Legacy systems reject 45% of qualified borrowers. That's not risk management—it's missed opportunity.
AI that sees what legacy systems miss. Faster decisions, better outcomes, and the ability to serve customers others can't.
The problem
Our approach
Comprehensive Lending Solutions
A complete suite of AI-powered tools to automate and streamline your entire lending lifecycle from application to collection.
Flexible loan application flow
Automated payments and loan servicing
Efficient strategies for all collection phases
AI-based consumer and commercial credit scoring
Use third-party data and tools you love.
Empowering the Financial Ecosystem
We partner with forward-thinking institutions dedicated to expanding financial access and inclusion.
Credit Unions
Community Banks
Microfinance Firms
FinTech Partners
Compliance & Security First
Our platform is engineered with the highest standards of security and regulatory compliance to protect you and your customers.
- Fair Lending Act
- GDPR Compliant
- CCPA Ready
- Full Data Encryption
- SOC 2 Type II (In Progress)
Frequently Asked Questions
Have questions? We have answers. Here are some of the most common queries we receive.
Experience the Future of Credit
See how LoanIQ AI transforms credit decisions with real-time insights, transparent scoring, and unprecedented accuracy. Get hands-on with our interactive demo and discover what smarter lending looks like.
Live dashboard simulation with real AI agents
Personalized walkthrough with our experts
No commitment required
Ready to Get Started?
Join 500+ financial institutions already transforming their lending